So what does anyone think of the government's idea of a levy on people when they die, or a 'death tax', supposedly to pay back any costs that may have been incurred looking after older people in care homes?

Here are my (personal) reactions. First, it removes any incentive for the older person to keep well and keep out of a care home. Second, if all care homes are state funded and provided, you can bet there will be no choice, and standards will fall, leading to more elder abuse and other bad conditions. Third, if children (adult) know they will lose £20K of their inheritance anyway, what incentive is there for them to help their parent stay at home ? they may well be tempted to stick Mother in a care home and let her rot.

Finally, what about people who die young - will the tax apply to them too? It's full of holes as an idea.

It would be much better to encourage, and support, people who want to stay in their own homes, and help their families to organise the necessary services, if there is no relative who can realistically help. In our research we met couples who had a parent of one of them living in the same house, or who provided support for an aged relative in some other ways. We also met one or two people who were caring for a spouse who had suffered a disabling condition.

Some of our older participants were already themselves receiving help from their children - whether financial or practical. However, we must not forget that not all older people in need of help actually have any children or other relatives to call upon.

Do give us your comments, whatever your point of view.